Financing

Finance or Lease with Ease at Your NY MINI Cooper Headquarters

Finance a vehicle at Ray Catena MINI of Westchester and you’ll never go to another NY car dealer again. Not only do we have world-class new and preowned MINI, but we make the entire financing process a breeze. Whether you choose to purchase or lease, we can help you find an attractive financing package that suits your budget and your lifestyle.

Our NY MINI Cooper dealer offers fantastic deals and flexible financing packages to help make getting into a new or certified preowned MINI easy. Just select the plan you want and let your sales consultant handle the rest.

Finance or Lease at Ray Catena’s MINI Cooper NY Dealership

The choice to finance or lease a vehicle at our MINI Cooper dealer in NY is entirely up to you, but you may want to know the advantages of each. When purchasing a MINI, you will completely own your vehicle at the end of your payment schedule and can sell or trade in at any time. If you plan to put many miles on the car, owning a MINI is another benefit because lease deals require you to calculate how many miles you will drive each year, and pay for it if you exceed the limit. Additionally, you can customize your MINI with a variety of accessories to suit your lifestyle.

Leasing can be a smart option if you want to decrease monthly payments. Because you only purchase the rights to use your MINI for a period of time, payments can be lower than if you had purchased the vehicle. Most leases last two to three years, so you’ll get comprehensive warranty protection. At the end of your term, you simply pay off any remaining fees for excess mileage or wear and tear, and then choose a new MINI. Your sales consultant can help you determine if leasing or buying will be better for your budget and your lifestyle.

Flexible Payment Options from MINI

MINI offers three payment options to make payments on your new or preowned MINI easy:

EasyPay: Set up a direct, recurring monthly payment so you don’t have to mail anything. You’ll never miss a payment deadline again.
UltimatePay: You can make a one-time payment for a date in the future (say, if you go on vacation) so you don’t miss your payment due date.
Paperless Payments: No more bulky statements—enroll in our complimentary paperless program and focus on driving your MINI instead.

Rewards from the MINI Platinum Visa®

Get MINI Motoring Rewards when you get our MINI Platinum Visa, complete with a replica of your MINI on the card. You’ll get fantastic rewards, access to MINI merchandise, finance perks, and more when you redeem points on the everyday items you purchase. Find out more about this exclusive program here.

Explore Financing at Ray Catena’s NY MINI Cooper Showroom in White Plains

Ray Catena MINI of Westchester offers many tools to help you take control of financing your new or preowned MINI. You can apply for financing on our website, get the value of your trade-in, learn about special financing promotions, and more.

Apply for Financing: Apply for MINI financing directly over the Internet.
Finance Calculator: Calculate the numbers to see which financing options work best for you.
Trade-Ins: Get the value of your trade-in and see if it can help pay for your new MINI.
Special Offers: Learn about special financing deals from our MINI Cooper dealer in NY.

Regardless of which financing or leasing plan is best, you will always get exceptional service from a NY car dealer that truly cares about your automotive experience. To contact us, click here or call 1-877-225-9704.